Like Kay, I am a single mother. I have three children and work part-time as a teacher. I qualified late in life so have many student loans. Under the new UC I will be at least £215 per month worse off. I am assuming at this point that maintenance is not taken into account when working out entitlement… If maintenance is then I will be homeless within months.
If I was to increase my hours in a very tough jobs market, I would lose any UC that I was entitled to and pay up to £300 per month in student loans repayments. Either way my children and I are trapped. We live on the bear essentials as it is, I dont have anything on credit, if we dont save for what we need we dont have it.. just mortgage and bills and food.
I think the Government need to revisit their calculations as this, like the initial child benefit blunder, seems ill thought out and doesnt seem to have all scenarios covered.